Credit cards are a cash payment replacement instrument that is currently widely used by people.
With one swipe, you can bring home your dream items, even though at the end of the month your shopping bills will come out. But not a few people still use credit cards to make ends meet.
Especially now the submission is getting easier, not long-winded like before. That makes many people have this card. However, most people still wonder whether his credit card is safe to use. Also is it safe to do online transactions using the card, how is the user’s data properly preserved?
Those things are often milling about in your mind right? Is there a guarantee that you will avoid irresponsible people, especially when there is a lot of news about credit card fraud.
So, if you don’t get confused or confused, this is a sign that your credit card is safe and secure. Anything, let’s see.
Already equipped with a chip
Credit cards are equipped with chips. Card security is usually multi-layered, such as a CVV code, verification with a signature, and always confirm with the owner before making a transaction. So the weakness is difficult to penetrate.
But that does not mean you can calm down, because other fraud often occurs like cloning. Cloning is a method used by thieves. Now to overcome this, now credit cards are required to be equipped with chips.
This chip serves as an extra security for your credit card. Credit cards that have a chip with a unique code replace the magnetic tape on the back of the card that has been targeted by data thieves. So, you better use a PIN to make transactions every month.
Maximize credit card security
Withdraw cash from a credit card.
Even if you already have a chip in it as a safety, it helps you keep doing other things as a safety. These are:
- Store the card in a safe place
- Sign your card
- Avoid using birthdays as PINs
- List of SMS services to related banks so that all transactions are recorded properly
- Contact your credit card issuing bank immediately if you lose it
There is a big possibility that credit card users will experience such fraud. But if you have done the above, you can minimize the possibility of the bad happening.